About Us

Long Term Planning Associates, LLC 

Rachel Faiga, Founder

Rachel Faiga, a pioneer in Long-Term Care Insurance, has worked exclusively in the field for 25 years. Today, Rachel is a nationally recognized leader in the business. Her goal is to help clients find the solution most appropriate for their unique situation.

Rachel’s approach is an educational one. Education is a critical step in making a good decision about something as important as Long-Term Care Insurance. She meets her clients’ needs by providing that important education, and then working to design a plan, based on what really matters to them.

Rachel currently has many clients on claim. Her role as an advisor, hand holder, coordinator and confidant, during that difficult period, is her commitment to her clients from day one. Over the years, servicing her clients has helped her understand where Long-Term Care Insurance can make a difference. Rachel has learned, from experience, what aspects of Long-Term Care Insurance are most valuable. This guides her as she helps her clients through the decision-making process. She has seen firsthand, time and time again, what a long-term care crisis can do to families.

Rachel Faiga
Direct Line: 203-331-1818 x 1


In addition to helping thousands of individual families over the years define their needs for long-term care and do the appropriate planning, Rachel, and her firm, Long-Term Planning Associates, LLC, have been selected by leading educational institutions, major hospitals, nursing homes, and corporations, to offer Long-Term Care Insurance to their employees and members. The combination of education and customized plans, without pressure to purchase any product, is key to their offerings.


  • CLTC (Certified in Long-Term Care)
  • LTCP (Long-Term Care Professional)
  • CSA (Certified Senior Advisor)
  • Connecticut Partnership certified
  • New York Partnership certified
  • National Long-Term care Insurance Sales Top 100 Nationwide, Sales Strategies Magazine, 2003
  • #5 Nationwide LTC Insurance Producer, American Association for Long-Term Care Insurance, 2006
  • #1 Connecticut LTC Insurance Producer, American Association for Long-Term Care Insurance, 2006
  • Golden Harvest Award, 2002
  • AIMS America’s Top LTC Producer, 2002

Beata Everett

Beata earned her Master’s Degree in Social Work from Fordham University and entered the long-term care insurance industry in 2002. Having seen firsthand what Alzheimer's disease can do, not only to the individual but to the whole family Beata decided to focus her specialty in LTC and LTCi. Beata believes that having a supportive team in place is critical.  Having worked with LTCi claims for several years Beata understands why planning for the future is critical. Helping people has always been a passion for Beata and this role allows her to combine that with her detailed nature. 

Beata wants to provide assistance and support no matter where the individual or family is in the LTCi process.


  • LMSW
  • MSW, Fordham University
  • BS, University of Connecticut


  • 3in4 Need More Association
  • CT Geriatric Society
  • Points of Life

Beata Everett
Direct Line:
203-331-1818 x 2


Associated with LTPA

Laurie Sappern Gaugler

Laurie's sole focus is long-term care planning.  Her first objective when working with a client is to provide education about long-term care and how services can be funded, in the event they are ever needed. Long-term care insurance is not appropriate for everyone. Laurie helps her clients ask themselves the right questions, as they become more knowledgeable and able to make informed decisions.

Laurie combines her knowledge of the many long-term care offerings in the marketplace with her client’s needs, in order to create a plan design. The goal is to achieve the peace of mind that comes from finding a solution that will support a client’s needs in the future, when it really counts, balanced with a premium that is affordable.

The foundation of Laurie’s career is to do what is right for the customer. Business relationships are built on trust and excellence in customer service. Over the years she has proven her dedication and capabilities on both fronts. Prior to her association with Long-Term Planning Associates, LLC, Laurie spent 15 years with IBM, working with large corporations to successfully establish and build client relationships. She left IBM to raise her young children full-time, and at that point her family encountered its own long-term care challenges. Later Laurie was able to bring to her clients a combined perspective gained from those family challenges and her passion for client satisfaction.


Laurie Sappern Gaugler
Direct Line: 203-255-6530


  • Top 100 US LTC Insurance Producer, American Association for Long-Term Care Insurance, 2012
  • Top 12 CT LTC Insurance Producer, American Association for Long-Term Care Insurance, 2007-2011
  • CLTC Designation (Certification in Long-Term Care)
  • Connecticut Partnership certified
  • New York Partnership certified
  • MBA, New York University
  • BS, Duke University


  • National Association of Insurance and Financial Advisors
  • American Association for Long-Term Care Insurance

 Philanthropic and Volunteer Activities

  • Chair, Visual Impairment Station, Burr Diversity Day, 2005 – 2014
  • Chair, BeachBreaks Program, Fairfield Beach Club, 2009, 2010
  • Chair, Junior Activities, Fairfield Beach Club, 2008, 2009


Rita Weinstein - Client Support