How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $4,0261
Age Premiums Paid Daily Benefit
5% Compound
Number of Days on Full Claim
to Recoup Premiums Paid2
52
$4,026
$440
9
53
$8,052
$462
17
54
$12,078
$485
25
55
$16,104
$509
32
56
$20,130
$534
38
57
$24,156
$561
43
58
$28,182
$589
48
59
$32,208
$618
52
60
$36,234
$649
56
61
$40,260
$681
59
62
$44,286
$715
62
63
$48,312
$751
64
64
$52,338
$789
66
65
$56,364
$828
68
66
$60,390
$869
69
67
$64,416
$912
71
68
$68,442
$958
71
69
$72,468
$1,006
72
70
$76,494
$1,056
72
71
$80,520
$1,109
73
72
$84,546
$1,164
73
73
$88,572
$1,222
72
74
$92,598
$1,283
72
75
$96,624
$1,347
72
76
$100,650
$1,414
71
77
$104,676
$1,485
70
78
$108,702
$1,559
70
79
$112,728
$1,637
69
80
$116,754
$1,719
68
81
$120,780
$1,805
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $440/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.